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What is postdating a check

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Welcome to the world of 24 hour banking convenience.Welcome to Member Direct® online banking With Member Direct® you can view your accounts, pay your bills, transfer funds, send Interac® e-Transfers, view e-statements and more—whenever and wherever you want. For privacy reasons, you must come in personally and present ID and choose your own individual Personal Access Code (PAC).In banking, post-dated cheque is a cheque written by the drawer (payer) for a date in the future.

We also offer the convenience of postdating bill payments, referred to as “recurring payments”.The courts considered under the Negotiable Instruments Act, 1881. In 1998, the Supreme Court ruled that a post-dated cheque is a bill of exchange and does not become payable on demand until the date written on the cheque: If a post dated cheque is a bill of exchange which is not payable on demand how the stamp duty will be calculated on such a bill of exchange.There is no exemption from payment of stamp duty on a bill of exchange if it is a cheque.It is unlawful for any person to use a debit card to obtain money, goods, services, or anything else of value knowing at the time of such use that he or she does not have sufficient funds on deposit with which to pay for the same or that the value thereof exceeds the amount of credit which is available to him or her through an overdraft financing agreement or prearranged line of credit which is accessible by the use of the card. A violation of the provisions of this subsection, if the check, draft, other written order, or debit card order is in the amount of 0, or its equivalent, or more, constitutes a felony of the third degree, punishable as provided in s. In any prosecution under this section, the introduction in evidence of any unpaid and dishonored check, draft, or other written order having the drawee’s refusal to pay stamped or written thereon or attached thereto, with the reason therefor as aforesaid, is prima facie evidence of the making or uttering of such check, draft, or other written order, of the due presentation to the drawee for payment and the dishonor thereof, and that the same was properly dishonored for the reasons written, stamped, or attached by the drawee on such dishonored check, draft, or other written order. A violation of the provisions of this subsection, if the check, draft, other written order, or debit card order is for an amount less than 0 or its equivalent, constitutes a misdemeanor of the first degree, punishable as provided in s. As against the maker or drawer thereof, the withdrawing from deposit with the drawee named in the check, draft, or other written order of the funds on deposit with such drawee necessary to ensure payment of such check, draft, or other written order upon presentation within a reasonable time after negotiation or the drawing, making, uttering, or delivering of a check, draft, or written order, payment of which is refused by the drawee, is prima facie evidence of knowledge of insufficient funds in or credit with such drawee. A violation of the provisions of this subsection constitutes a misdemeanor of the first degree, punishable as provided in s. 775.083, unless the check, draft, debit card order, or other written order drawn, made, uttered, issued, or delivered is in the amount of 0, or its equivalent, or more and the payee or a subsequent holder thereof receives something of value therefor. However, no crime may be charged in respect to the giving of any such check or draft or other written order when the payee knows, has been expressly notified, or has reason to believe that the drawer did not have on deposit or to the drawer’s credit with the drawee sufficient funds to ensure payment thereof. As used in this section, the term “debit card” means a card, code, or other device, other than a check, draft, or similar paper instrument, by the use of which a person may order, instruct, or authorize a financial institution to debit a demand deposit, savings deposit, or other asset account.